Two things go hand in hand, college students and empty wallets. A full load of courses leave little time for full time employment, which is why most college students are broke. Some students donate blood; some deliver pizzas, some sell burgers, but jobs such as those don’t offer much in the way of pay. There are ways to make money in college, much more than you would make at your average part time job, and you could still have time for your education. What is this amazing solution? It is quite easy, work online.
I know what you’re thinking; I am not falling for that again. It is true that there are thousands of schemes out there just waiting for people who are willing to pay to make a profit. Usually these scams don’t require a large amount of money. They don’t need to. They can easily get 5,000 people to pay one hundred dollars, for their “top secret money making tips,” than they have just earned $500,000.00. But don’t get discouraged there are real ways to make money in college using your computer, and they don’t have to cost you one pretty penny.
There is a company called ClickBank that offers individuals the chance to work for them marketing eBooks. These affiliates earn a commission for every book or subscription they sell. These commissions can range from 1% to 75% of the sale price. If you can figure out how to start a website, trust me anyone can do it, then you have a way to make money in college.
Becoming a ClickBank affiliate is really very simple. The entire process takes less than five minutes and yes, it is true it is absolutely free. When I first heard about this, I figured it was like most of the other “easy” ways to make money online. My curiosity was peaked when I realized that I wouldn’t have to spend anything to become an affiliate.
I began to wonder how ClickBank could offer such a good deal, but then I did a little research. Publishers pay ClickBank to list their publications, and it’s the publishers who pay the affiliates, ClickBank merely puts the product in the marketer (affiliates) hand. Actually, that’s not true; you don’t even have to get the product the consumer, Clickbank takes care of that too.
As an affiliate, all you really have to do is sign up with ClickBank Set up a site to do your marketing. Create a hoplink between your sites product display and the ClickBank site. Then spend your commission. Being an affiliate is one of the simple ways to make money in college. Stop eating Ramen!
By: Robert Dant
Archive for January, 2010
Ways to Make Money While in College
January 30th, 2010Find Your Unclaimed Money – Find Out the Money Owed to You
January 29th, 2010
Billions of dollars of unclaimed money owed to the public sits in the government for years while waiting for the right owner to claim it. Have you heard of this? If not, it is not surprising because it is estimated that 9 out of 10 households are owed cash that sits unclaimed year after year and they don’t know about it. You maybe one of these people and you need to find out.
Maybe you are hesitant to find your unclaimed money because you are wondering where all these money came from and why they are forgotten and became unclaimed money. Every year millions of dollars become lost when banks, companies and government agencies lose track of the money they are holding due to mistakes in account numbers, names and addresses. Other sources are old pay checks, tax refunds, dividends, bonds, stocks, proceeds from insurances, forgotten deposit accounts, trust money and even inheritance that’s owed to you that you don’t know.
Are you now interested to find your unclaimed money? But before your search you should know that unclaimed money is eventually transferred to the government. If the organization holding this money is unable to contact the owner for a certain period of time, the money will be classed as unclaimed and will be turned over to the government, federal reserves or corporations and languish there for years waiting for the right owner to claim it.
Do not assume that you don’t have one; some people never expected of having money waiting for them until one day they decided to search for their unclaimed property or money and they were shocked to find out that they have unclaimed treasures.
By: Gerry Restrivera
Hard Money Lenders For Real Estate Investors
January 27th, 2010
Most hard money lenders are usually less concerned about your credit, and more concerned about how much equity is in the property. After all, the property is their collateral, and they will be first in line if anything goes wrong. Hard money lenders often will only lend up to 65% of the after repair value, also called loan to value (LTV). Obviously you will have to negotiate a great deal to meet this qualification.
Hard money lenders can often fund your deal in 24 hours. The interest rates can range from 12 to 20 percent. It is not called hard money for nothing! There will probably also be points involved. A point is 1% of the loan.
The requirements will vary by lender, so be sure to check around. There will most likely be an application and some other forms to fill out. There are probably several hard money lenders at your local REIA meetings that want to lend you money! Be sure to join your REIA as soon as possible. You can also find additional hard money lenders at the link below.
Hard money can work very well for some properties, it is expensive, but the lending requirements are somewhat less stringent and the turn around is super fast. Who cares if you pay $17,000 for a short-term loan, that enables you to quickly close a $50,000 deal!
Once a relationship is established with a hard money lender, there is very little formality involved to get funding. It can be as simple as making a phone call and picking up a check, which allows the deal to be closed very quickly. In fact many times a hard money lender is calling the Investor to ask if they need more money.
By: Chris Parks
